Category: Finance

  • HYSA –High Yield Savings Account. A.K.A. My FAVORTIE thing ever!

    You have heard me talk about this time and time again if you follow me on Instagram (@lifewithadele). The G.O.A.T. (Greatest of All Time) Savings Account option in my opinion goes to High Yield Savings Accounts (HYSA). Per Google “A high-yield savings account (HYSA) is a type of savings account that offers a higher interest… Read more

  • Round Up Debt Payments

    Rounding up debt payments by even $5, $10, or $20 can make a big difference down the line when it comes to debt payoff. Because you’re adding extra money in order to get those debt numbers down as quickly as possible. Key point: Make sure those payments are going towards the PRINCIPLE if you are… Read more

  • How to Avoid MORE Credit Card Debt

    Having some debt is bad enough, but creating MORE debt when you are already struggling to stay afloat will cause you to drown. See below for a couple of ways you can avoid getting into more debt. Avoid shopping for FUN- Have you ever found yourself bored and needing something to do? And the first… Read more

  • How to Start Your Debt Crushing Journey

    Debt. It is seen as a bad word. There is ‘good debt and bad debt’. But we’re focusing on getting you out of the ‘bad debt’. I’m talking about Credit Cards, Personal Loans, etc. The stuff that has no value to your overall assets. Those are what we are working towards getting rid of. Here… Read more

  • Strategies that save you money while getting out of debt:

    Cut Fixed Expenses- You’d be surprised how much money you can save by getting a quote somewhere else! I switched insurance companies when I moved out of state over a year ago. I just called my old insurance company last week for a quote. Turns out I could save over $100 on my car insurance!… Read more

  • 3 Ways to Avoid Overspending

    1.Pack Snacks for the Road With the weather warming up, you may find yourself going out a bit more. Packing yourself some snacks and water for when you run errands can save you from impulse buying snacks and meals outside of the home. You’d be surprised how easy it is to take a few protein… Read more

  • Financial Vision Boards! Let’s create one together.

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    We are visual learners.  If you make a vision board for the entire year, why not specify one to your finances! This is a great idea for you and your significant other or for a friends get-together! You can even do a large one annually and have some smaller monthly ones that you rotate out… Read more

  • How to Stick to Your Budget

    BUDGETS. Oh man that is a bad word to some folks. I don’t know why people think knowing exactly where every dollar goes is a bad thing. I mean honestly, I would like to know where my money goes and not be surprised when I overdraft in my checking account. But to each their own.… Read more

  • 3 MORE Ways to Make Your Money Work For You

    Sometimes you create a financial plan and then realize there are so many different ways to reach your goals. I have to share them with you all because we are in this Financial Freedom game together. So, here are 3 more ways you can make you money work for you. 1. Cash Envelope Stuffing: Keep… Read more

  • Let’s Buy A House They Said – Here’s How to Prep

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    As I stated in my This Road to Debt Free post, I sold my house 3 years ago. Which in turn means I have been through the house purchasing process. Let me tell you, it is a PROCESS. I loved my home, and it was perfect for what I needed at the time. It was… Read more