Hi, my name is Adele. I have a passion for a multitude of things so we’ll say this is a one-stop-shop platform. If you are looking for organization, finance, home inspiration, or random life content then here I am. We’ll see what this journey entails and how we flow from topic to topic. It’ll be a process but we’ll get there, you’re more than welcome to join me along for the ride.
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This Thing Called Life – Revamped
Sometimes life gets you down. You’re going along minding your business when BOOM! It seems like everything that can go wrong does. And it’s always one thing right after the other. Yes, these times are tough but you’ve got to pick up the pieces and push through. Keep pushing through until it works in your…
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Get Rid of Those Credit Cards! Seriously.
I have said it once and I will say it again. If you are trying to get out of debt then you MUST get rid of the credit cards. If you’re looking to stop using credit cards, here are different strategies to help you transition. Immediate Actions: 1. Cut Them Up – Physically destroy the cards…
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Emergency Funds – YOU NEED IT!
How’s building your Emergency Fund going? You may be shocked at the question. Emergency Fund? What Emergency fund? That thing full of cash everyone should have incase – you guessed it – an emergency. Per Google: “An emergency fund is a dedicated pool of money set aside to cover unexpected expenses or financial hardships. It…
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HYSA –High Yield Savings Account. A.K.A. My FAVORTIE thing ever!
You have heard me talk about this time and time again if you follow me on Instagram (@lifewithadele). The G.O.A.T. (Greatest of All Time) Savings Account option in my opinion goes to High Yield Savings Accounts (HYSA). Per Google “A high-yield savings account (HYSA) is a type of savings account that offers a higher interest…
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Round Up Debt Payments
Rounding up debt payments by even $5, $10, or $20 can make a big difference down the line when it comes to debt payoff. Because you’re adding extra money in order to get those debt numbers down as quickly as possible. Key point: Make sure those payments are going towards the PRINCIPLE if you are…
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How to Avoid MORE Credit Card Debt
Having some debt is bad enough, but creating MORE debt when you are already struggling to stay afloat will cause you to drown. See below for a couple of ways you can avoid getting into more debt. Avoid shopping for FUN- Have you ever found yourself bored and needing something to do? And the first…
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How to Start Your Debt Crushing Journey
Debt. It is seen as a bad word. There is ‘good debt and bad debt’. But we’re focusing on getting you out of the ‘bad debt’. I’m talking about Credit Cards, Personal Loans, etc. The stuff that has no value to your overall assets. Those are what we are working towards getting rid of. Here…
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Strategies that save you money while getting out of debt:
Cut Fixed Expenses- You’d be surprised how much money you can save by getting a quote somewhere else! I switched insurance companies when I moved out of state over a year ago. I just called my old insurance company last week for a quote. Turns out I could save over $100 on my car insurance!…
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3 Ways to Avoid Overspending
1.Pack Snacks for the Road With the weather warming up, you may find yourself going out a bit more. Packing yourself some snacks and water for when you run errands can save you from impulse buying snacks and meals outside of the home. You’d be surprised how easy it is to take a few protein…
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Financial Vision Boards! Let’s create one together.
We are visual learners. If you make a vision board for the entire year, why not specify one to your finances! This is a great idea for you and your significant other or for a friends get-together! You can even do a large one annually and have some smaller monthly ones that you rotate out…